CDIA member companies are committed to our  mission: working to establish income protection as a key financial safeguard for every working American.

The member companies of The Council for Disability Income Awareness represent industry leaders who provide disability-related insurance, products, and services. These include individual disability insurance, employer-provided short- and long-term disability insurance, worksite and voluntary disability insurance, data analytics, and absence management services.

These organizations generously support The CDIA and its mission, allowing us to serve, support, and educate working adults, employers, and financial advisors. Their stature in the field is a primary reason we are recognized as a trusted and relevant educator on the prevalence of disability and its devastating impact on the income of workers and businesses. We recommend that you turn to these experts when you need help with absence management and income-protection insurance, products and services. And we invite industry leaders who support our mission to consider joining the CDIA.

 

As the nation’s premier disability representation company, Allsup services include Social Security disability representation, veterans disability appeal, return to work, and healthcare benefits services supporting individuals, employers and disability organizations.

American Fidelity offers worksite/voluntary products, including disability, critical illness, accident, and cancer insurance.

Ameritas offers individual disability insurance, and Guaranteed Standard Issue (also known as GSI).

Ash Brokerage, an Integrity Company, helps advisors find, understand, and process solutions for life insurance, annuities, disability insurance, long-term care, and Medicare. They have the tools—and the people—to deliver solutions at every stage of life. They have impacted nearly one million lives with their products and services.

DIBrokereast is the leading independent wholesaler of disability insurance in the U.S. We provide unparalleled service and products from nine of the top disability insurance carriers in the industry.

The Guardian Life Insurance Company of America offers individual disability insurance, disability insurance for business owners, and supplemental individual disability insurance. It offers employer-provided short- and long-term disability insurance; worksite and voluntary insurance, including disability insurance; and absence management services, including unpaid and paid leave management.

Illinois Mutual offers disability income insurance (DI) for individuals and business expense DI for small business owners. Additionally, Illinois Mutual offers voluntary worksite products including: accident, critical illness, short term disability, and voluntary short term disability.

KME Insurance Brokerage is a nationally recognized firm specializing in life and disability insurance solutions for independent insurance and benefit producers. 

Lincoln Financial offers employer-provided short- and long-term disability, voluntary benefits and absence management of unpaid and paid leave.

MassMutual offers disability income insurance, group accidental and group critical illness insurance.

For more than 30 years, MDGuidelines has provided quality, dependable clinical decision support. Our health and productivity solutions have been the first choice of leaders seeking guidelines for occupational health since 1991.

MGIS is a national insurance program manager founded in 1969. We partner with select brokers nationwide to provide the disability insurance and specialty coverages doctors expect.

Munich Re Life US, a subsidiary of Munich Re Group, is a leader in risk assessment and reinsurance, with a significant market presence and extensive technical depth in all areas of US life and disability insurance. The company innovates in digital transformation to guide carriers through the changing industry landscape with dynamic solutions.

The Principal Financial Group is a global financial services company that provides retirement, asset management, health and life insurance, and other financial solutions for individuals and employers. Headquartered in Des Moines, Iowa, the firm serves clients worldwide and emphasizes long-term financial security through workplace retirement plans, investment products, and risk management.

Smith Group is a disability reinsurance risk manager and consultant. Our primary differential advantages are long-term disability insurance expertise, a service-oriented approach, and research and development.

The Claim Lab is a data analytics company focused on the psychosocial aspects of disability. Its proven analytics tools use advanced algorithms and modeling to help carriers gain a new perspective on the determinants of return to work.

The Plus Group is known as “America’s Premier Disability Insurance Marketing Organization.” Formed in 1998, it consists of independent BGAs that deliver training and disability insurance products to insurance agents, employee benefits advisors, brokers, CPAs, financial planners, and other marketing partners. With a focus on personalized service, the member firms lead the industry in disability income sales, training, and education, serving thousands of financial professionals nationwide. For more information, visit The Plus Group.

The Westport Group developed the first multi-life Guaranteed Issue High-limit Long-term Disability Insurance product to address the specific disability income protection needs of highly compensated individuals. TWG’s High-limit LTD, insured through Lloyd’s of London, is a supplement to Group and Individual long-term disability insurance programs.

UnitedHealthcare is the health benefits business of UnitedHealth Group, a health care and well-being company working to help build a modern, high-performing health system through improved access, affordability, outcomes and experiences.

Unum Group (NYSE: UNM), a leading international provider of workplace benefits and services, has been helping workers and their families thrive for over 175 years. Through its Unum and Colonial Life brands, the company offers disability, life, accident, critical illness, dental, and vision insurance, leave and absence management support, and behavioral health services. The Fortune 500 company is recognized as one of the World’s Most Ethical Companies by Ethisphere®. Visit the Unum Group newsroom for more information, and connect with us on LinkedInFacebook, and Instagram.