Please Read These Terms Carefully Before Using This Site
This Site Does Not Provide Financial or Insurance Advice
The information on this site is provided for informational purposes only and is not intended as a substitute for the advice provided by your financial advisor, insurance agent, or other professional advisor. We strongly recommend that you consult with a qualified professional before purchasing any insurance product or services. These Terms & Conditions outline how you can use our services, and we want to ensure that you understand them.
Definitions
To clarify our terms, here are some important definitions:
- Country: Refers to the United States.
- Company: “Company” refers to The Council for Disability Income Awareness.
- Device: Any device you use to access our services, such as a computer, smartphone, or tablet.
- Service: Refers specifically to our website and its functionalities.
- Terms and Conditions: These guidelines govern your use of our services and form the complete agreement between you and us.
- Third-party Social Media Service: Any external services or content we may showcase or offer through our platform.
- Website: Specifically refers to www.thecdia.org.
- You: Refers to the individual or entity accessing or using our services.
Your Agreement
You agree to these Terms & Conditions by accessing and using our services. We encourage you to read them thoroughly, as they outline your rights and responsibilities while using our services. If you disagree with any part of these terms you should not use this service. You must be at least 18 to use our services, as we do not permit access for those under 18. We also ask you to review our Privacy Policy, which explains how we collect, use, and protect your personal information. Your privacy is important to us, and we want you to know your rights.
Linking
The CDIA welcomes links to its website (www.thecdia.org site). If you wish to link to our website, you may do so, provided you agree to the terms outlined in the agreement. By establishing a link to the website, you are deemed to have agreed to these terms. Links may be established on the homepage of the website.
Our service may include links to third-party websites that we do not own or control. While we aim to provide helpful resources, we cannot take responsibility for the content, privacy policies, or practices of these external sites. We strongly encourage you to read their terms and privacy policies before engaging with them.
Termination
We reserve the right to terminate or suspend your access to our services immediately, without prior notice or liability, if you breach these Terms & Conditions. If your access is terminated, your right to use our services will end immediately.
Limitation of Liability
While we strive to provide you with the best experience possible, our liability is limited. To the fullest extent permitted by applicable law, we are not responsible for any special, incidental, indirect, or consequential damages arising from your use (or inability to use) of our services, even if we were advised of the possibility of such damages.
Copyrights and Trademarks
“The Council for Disability Income Awareness” is a service mark owned by CDIA. All other trademarks, logos, and product and company names appearing on the site are the property of their respective owners.
This site contains software, photographs, graphics, text, images, and other material (collectively “Material”) that are protected by U.S. and international copyright laws, and the copyrights in such Material are valid and protected in all forms, media, and technologies existing now or developed in the future. All such Material is also copyrighted as a collective work under U.S. and international copyright laws. CDIA owns a copyright to select, coordinate, arrange, and enhance such material.
Except as expressly outlined in these Terms & Conditions, any use, including the reproduction, modification, distribution, transmission, republication, display or performance of the content on this site is strictly prohibited. You may use, copy, and distribute the materials and information on the site for internal, informational purposes only. Any copy you make of the material must bear any copyright, trademark, or other proprietary notice that pertains to the material being copied
Disclaimer
This site does not provide financial or insurance advice. Information on this site is provided for informational purposes only. It is not intended as a substitute for the advice provided by your financial advisor, insurance agent, or other professional advisor. It would be best to always speak with your financial advisor, insurance agent, or other professional advisor before purchasing any insurance product or services.
Governing Law
These Terms & Conditions are governed by the laws of the United States, without regard to its conflict of law rules. Our services may also be subject to local, state, national, or international laws.
Dispute Resolution
We encourage you to contact us first if you have any concerns or disputes regarding our services. We believe in resolving issues amicably and will do our best to assist you.
United States Compliance
By using our services, you confirm that you are not located in a country subject to a U.S. government embargo, nor are you on any restricted party list maintained by the U.S. government.
Severability and Waiver
If any provision of these Terms is unenforceable or invalid, that provision will be modified to reflect the parties’ intention as closely as possible, and the remaining provisions will continue in full force and effect. Additionally, if we do not enforce a right or provision in these Terms, it does not mean we waive our right to do so in the future.
Translation
If these Terms have been translated, the original English text will prevail in any disputes.
Changes to These Terms of Use
We may update these Terms from time to time. We will provide at least 30 days’ notice if we make significant changes.