We post blog articles here regularly about financial, physical, and emotional wellness, and the steps working Americans can take to protect their income and strengthen their resilience, at home and in the workplace.
The Connection Between Financial, Physical, and Mental Wellness Being “fit” goes beyond just physical fitness. For some, it involves a balance of mind, body, and soul. But does it end there? How do other aspects, like financial well-being, factor in?…
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Nearly 94,000 Americans died due to overdose in 2024. That’s an improvement. Substance Use Disorder (SUD) impacts millions of Americans, including a significant portion of the workforce. Its repercussions go beyond personal difficulties, affecting economic productivity, workplace safety, and the insurance industry. Tackling this crisis requires a comprehensive approach. The Scope of the Problem In…
Sometimes, you see a statistic that will turn your head. That was particularly true in a recent news headline, “CDC Data Shows Over 70 Million U.S. Adults Reported Having a Disability”. The U.S. has about 335 million people, with roughly 262 million of them being 18 or older. If 70 million adults have a disability, that’s…
This blog marks the kickoff of the Spring Campaign, which is themed ‘Financial Fitness.’ For over twenty years, the CDIA has been the leading source of information for working Americans and the agents, brokers, and employee benefit representatives who assist employers with their benefit packages. While our focus is on disability income, it’s essential to…
This article originally appeared on the American Fidelity Blog. Zip-lining in Costa Rica. Parasailing in Cabo. Skiing in Colorado. In today’s world, millennials have more access than ever before to new experiences, new adventures, and new opportunities to cross items off their bucket lists. Because of their active lifestyles, disability insurance is an important part of their benefits…
As the seasons change, so do the health challenges many individuals face. Certain disabilities and health conditions tend to peak during specific times of the year, influenced by factors such as weather, holiday stress, and seasonal illnesses. Here’s a closer look at some of the leading disabilities and their seasonal patterns. Musculoskeletal Disorders Peak Months:…
Feed a cold and starve a fever? Or is it the other way around? This old adage dates back to the 1500s, based on the belief that eating warmed the body to fight a cold, while fasting helped cool it down to reduce a fever. But that’s a myth. In reality, your body needs fuel to fight…
Winter is still in full swing, which has many people excited to either hit the slopes or hunker down for the next few months. While the dead of winter is a great time for reflection, it can also lead to burnout for even the most productive employees. Between the cold weather, seasonal affective disorder (SAD), and short…
Becoming a digital nomad unlocks a world of cultural experiences and diverse job opportunities. However, for individuals with disabilities, additional layers of strategy and preparation are essential to balancing productivity and well-being effectively. By carefully planning your approach to work and travel, you can create a fulfilling and successful nomadic lifestyle tailored to your needs.…
When February rolls around, some of us fist-pump the air. “Yay! A whole month with my resolution.” Others (a larger amount, by the way) think, “Ugh. I have already failed.” Here’s the thing: February is a great time to reboot your resolution. Any time is a great time to start. There is nothing magical about…
Whether you’ve been living with a disability for a long time or have recently experienced an unexpected one, seeking ways to nurture your career growth is important for personal and professional development. That said, it’s not uncommon for individuals with disabilities to face increased barriers and challenges when seeking a job and career advancement. However,…
Winter is taking hold for people in the northern parts of the U.S., and while the light-filled days of spring are just a couple of months away, a significant number of people in your workforce may be struggling with seasonal affective disorder. The American Psychiatric Association reports that approximately five percent of Americans suffer from seasonal affective…
by Frank Mengert, ebm Open enrollment periods can be a helpful time for employees, but they can also bring a fair amount of chaos to HR teams. However, adequate planning and preparation can make a big difference when it comes to streamlining this process. By taking a more proactive approach to open enrollment planning, you…