CDIA Insights
CDIA Insights

We post blog articles here regularly about financial, physical, and emotional wellness, and the steps working Americans can take to protect their income and strengthen their resilience, at home and in the workplace.

Latest Article

Inclusion Ignites Ideas

Social Security Disability Benefits Include Protections for Returning to Work

By Steve Perrigo Editor’s Note: When you’re approved for Social Security Disability Income benefits by the Social Security Administration, you receive monthly financial payments (upon approval) and Medicare (after 24 months). A secondary benefit of SSDI is the ability to participate in the Ticket to Work program that allows beneficiaries of SSDI to return to…

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10 Causes of Disability Every HR Leader Should Know

When most people consider disability, they picture something catastrophic happening—an injury on the ski slope, or a speeding car hurtling into theirs—and, for the most part assume it can never happen to them. That’s why human resources experts often find it challenging to convince their employees of the importance of disability insurance even though you…

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Mature woman reading at home

Shaping Your Home Around Your Changing Capabilities

As we age, previously manageable aspects of our houses can become hazardous. Studies show that household accidents account for an annual average of 20 million hospitalizations in the U.S. Renovating your home for accessibility can help you age gracefully without relocating.   Deciding Whether to Age in Place   Choosing to remain home has several…

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New Year's Resolutions for September

“New Year’s Resolutions” for September

Happy New Year! Wait…aren’t we a little early (or a lot late) for that greeting? The truth is that for many people, September is the “real” new year, despite what the calendar says. And it’s easy to see why—after all that was traditionally the time we came back to school in a new outfit, maybe…

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Ready for Open Enrollment? Three Steps To Getting In Shape for a Great Season

For HR folks, the fall is sort of like their own version of the retail holiday season or the big football final…that’s because it’s open enrollment, the time when employees are able to make major changes to their benefits plans without penalties. And just like retailers start planning their holiday promotions early, so should the…

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Male athlete enjoying a post-workout energy drink

Had a Great Workout? Hold off the Alcohol!

A cold beer or chilled glass of wine sounds like a great reward for a hard, physical workout. Maybe you ran a few extra miles. Played pickle ball until the lights were turned off. Skied a steep trail for the first time. Or, worked extra hard in the garden for hours.   For many of…

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Young professionals in a meeting at work

Disability Insurance Is Important No Matter Your Age —What To Consider

By John Feeney, vice president, group sales and market development for the Renaissance Life & Health Insurance Company of America.   Attention Gen Z and Millennials: disability insurance is an important coverage for you, too. Some view employer-sponsored group disability insurance as an ancillary benefit reserved for older individuals, when in fact, disability insurance should…

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Ideas for getting back on a regular sleep schedule

Get on Track With a Back to School Sleep Schedule

It’s almost that season—time for school buses and alarm clocks. And if you’re like most families, you’ve probably been letting your sleep schedule slide in favor of late evenings spent enjoying the extra hours of daylight with a bike ride or the glow of a backyard fire pit in the warm night air. We don’t…

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