We post blog articles here regularly about financial, physical, and emotional wellness, and the steps working Americans can take to protect their income and strengthen their resilience, at home and in the workplace.
Why Traditional Employer Coverage May Not Fully Protect Executive Income – and What to Consider in Addition Spontaneity can add excitement to life—whether it’s a last-minute getaway or an unplanned purchase. However, while some surprises can create lasting memories, others,…
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Imagine waking up tomorrow unable to work due to an illness or injury. How long could you keep paying your bills, covering your mortgage, or supporting your family without a paycheck? If you answered “not long,” you’re not alone. Forty-two percent of Americans say they could only cover expenses for a month or less if…
Compensation Survey data from the Bureau of Labor Statistics (BLS) plays a critical role in shaping public policy. As policymakers consider the future leadership and strategic direction of the agency, it is essential not to overlook a longstanding issue: the BLS’s National Compensation Survey (NCS) includes a question that distorts the true picture of how…
Do you swim for exercise? Walk? Take a group fitness class? Play pickleball? Run long distances? Bicycle? Hike? Good for you. The benefits of exercise are undeniable. And yes, there are risks, too. A few million adults annually visit the emergency room for a sports injury. Cyclists top the list, but pickleball players get to the ER, too.…
The lazy days of summer are great—until “summer fever” hits the office. Sure, everyone wants to be at the beach, pool, or park, but the work still has to get done. At the same time, employees today are more vocal about wanting meaningful work-life balance. Offering summer-friendly policies isn’t just a nice-to-have; it’s a smart…
Where the members say, “Welcome, however, we’re sorry you’ve joined”. Thus began my breast cancer journey. The Diagnosis and Timeline: The Practicality I was diagnosed with Invasive Pleomorphic Lobular Carcinoma (IPLC), Stage 3, last November. It started with a routine mammogram in late September—just something I thought I was checking off the to-do list. I…
My first job after college was as a disability benefits specialist for a local insurance company. It was never meant to last. I was an English major after all and dreamed of writing the Great American novel. Nearly 40 years later, I am left wondering if landing there was some sort of divine intervention. I…
A university professor unable to sit for extended periods. A social worker anxious to get back to work while closing out cancer treatments with ongoing radiation. A grocery store employee injured in a car accident. All three are but a few examples of how a consultative process established early on in a disability claimants’ journey…
When people think about disability insurance, they often picture someone scraping by, living paycheck to paycheck, and desperately needing a backup plan. That’s not you, right? You’ve built something: a strong portfolio, real estate, a few investment accounts, and maybe a vacation home. You’ve done well, and your net worth proves it. But here’s the…
The interactions between physical and mental health conditions are complex and bidirectional. Most psychiatric diagnoses include physical symptoms, and people with mental health conditions tend to make lifestyle choices that increase their risk for physical conditions, leading to poor diet quality, obesity, decreased physical activity, and tobacco and alcohol use. Further, people with anxiety and…
There are plenty of financial well-being articles out there. They’re useful, but many offer similar advice to working adults about budgeting based on income, managing credit card debt, or how to focus more on savings. While those are certainly wise suggestions, there are lesser-known opportunities that can similarly impact your financial fitness. By leaning into…
As many self-employed women entrepreneurs can attest, running their own business is a balancing act. Between growing the company, managing finances, and keeping up with family responsibilities, juggling it all can be difficult, yet rewarding. Building something from the ground up that’s truly your own is only part of the story. It’s also important to…
Hey, How Did You Sleep Last Night? For something we spend about a third of our lives doing, we likely don’t pay enough attention to sleep. Our focus on it typically only arises when something disrupts a good night’s rest: “the baby kept us up all night,” “I pulled an all-nighter to finish that,” “can…