We post blog articles here regularly about financial, physical, and emotional wellness, and the steps working Americans can take to protect their income and strengthen their resilience, at home and in the workplace.
Whether youâve been living with a disability for a long time or have recently experienced an unexpected one, seeking ways to nurture your career growth is important for personal and professional development. That said, itâs not uncommon for individuals with…
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Weddings often require a lot of planning to ensure every guest has a good time and feels comfortable. With that in mind, itâs important that every wedding is accessible to everyone. Unfortunately, that isnât always the case. Whether the bride or groom is dealing with a disability or one of the invited guests…
Everybody wants to find a workplace that values its employees and provides a healthy working environment. However, 93% of Americans suffer from work-related stress and millions more live in constant financial anxiety due to inadequate access to disability coverage. If this combination of stress and inadequate support sounds familiar, then you should know that youâre…
Group disability insurance is an important (but sometimes overlooked) employee benefit. Just how important? Research finds that 75% of employees would have trouble paying for basic living expenses after several months if they became disabled and were unable to work. At a time when competition for top talent is high, and health and financial security are…
This article originally appeared on the American Fidelity Blog Understanding the differences between short- and long-term disability insurance can be tough and knowing which coverage is right for you is not always easy. However, disability insurance can be an essential part of a solid financial plan, so itâs important to understand your options. What is…
By Amy Fontinelle Editorâs Note: This blog post from The Council for Disability Awarenessâ member company, MassMutual, defines how much of a problem Alzheimer’s disease and other forms of dementia are becoming as people live longer; points out how significant the direct and indirect costs of caring for someone with dementia are becoming; and recommends steps for estate planning and preparation that…
Scott McCarthy, Regional Vice President, Sales & Distribution, Ameritas Life Insurance Corp. Managing and understanding risk is not a strength for many people. Itâs also why financial professionals need to be effective at helping clients make changes that address long-term financial needs. Changing the conversation In discussions with colleagues, I frequently comment on the need…
Editorâs Note: In 2017, Autumn attended the Route 91 Harvest Festival in Las Vegas, and her world turned upside down. One of the many victims of the tragedy, Autumn was seriously injured and found herself facing a long recovery. âI woke up and was wired shut,â she said. âI had a tracheostomy because the blocked…
By: Kelsey Bradbury, AVP Market Intelligence, Lincoln Financial Group Editorâs Note: With many competing financial priorities, itâs not surprising that some employees may choose to decrease their benefit expenses as a way of managing their personal impact from inflation. Which is why itâs important that when enrollment time arrives, employees fully understand the purpose…
Alexandra Ginieres Head of Disability Marketing, Individual Markets Guardian Life Insurance Company of AmericaÂŽ Â Editorâs Note: Itâs that time of year when many employees are reviewing their employee benefits, renewing their previous choices or selecting new options, and considering financial products they can (or did) buy on their own such as disability and life…
By Steve Perrigo  Editorâs Note: When most of us think about âopen enrollmentâ for benefits through our employers, we rarelyâif everâthink about benefits we passively pay into through our payroll FICA taxes, such as Social Security Disability Insurance. Steve Perrigo from CDA member company, Allsup, writes an easy-to-read post on this important benefit. October…
By Anthony Favry Editorâs Note: Today, around 17% of the worldâs population experience some form of disability â making individuals with disabilities the largest minority group in the world. Despite making up a large percentage of the worldâs population, individuals with disabilities often lack access to employment. In fact, compared to non-disabled workers, the global…
By Amy Fontinelle Editorâs Note: The pandemic changed how we work and how employers must prioritize benefits to support their workforce. Pre-pandemic, employee benefits like health insurance and retirement funds were always top of mind. These cornerstone benefits remain important, but the widespread shift to remote and hybrid work, combined with the unique challenges brought…