We post blog articles here regularly about financial, physical, and emotional wellness, and the steps working Americans can take to protect their income and strengthen their resilience, at home and in the workplace.
Whether you’ve been living with a disability for a long time or have recently experienced an unexpected one, seeking ways to nurture your career growth is important for personal and professional development. That said, it’s not uncommon for individuals with…
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As we celebrate Pride Month this June, the world’s LGBTQ+ communities have many hard-won achievements to recognize. In the United States, where the Pride movement began, acceptance of LGBTQ+ people is greater than in many other countries. Yet, the weight of continued discrimination and poor physical health and mental distress is taking a unique toll…
Earlier this year, my wife and I took a week to see our mothers who live in different areas in the South. Both women are in their mid-90’s and fortunately, have enjoyed relatively good health throughout their lives. However, in the past year, each of them has started using a walker because of a…
If you have a disability, you likely already know some of the struggles that can occur while trying to travel. According to the Bureau of Transportation, 25.5 million Americans have reported travel-limited disabilities. Those issues might cause you to avoid traveling altogether or make you dread it when you have to. Thankfully, it…
Employers that implement an employee financial wellness strategy and clearly communicate available benefits resources can make a positive impact in the workplace: for employees, and for the company.
As companies transition to an in-person or hybrid workforce, and paid leave mandates at the state level continue to shift, it’s increasingly important for employers to be aware of how this evolving landscape may affect their employees, particularly those like caregivers who may be impacted more than others, and how they can support them amid…
Ian Bridgman Editor’s Note: The Council for Disability Awareness board member, Ian Bridgman, makes a point in this post that few in the group disability insurance industry are willing to discuss publicly: Are US carriers ready to remove the 24-month mental health claim limitation? It is most likely an understatement to say we need more…
Editor’s Note: Financial consultant, Amber Stitt, is back with tips for consumers on how to plan for your family’s future. Life isn’t always smooth sailing. For many of us, finding time to think about the future seems impossible when we’re short on time in the present. While it’s important to live in the moment, preparing…
Fred Schott Editor’s Note: I never get the chance to “sit in the audience” of a Council for Disability Awareness podcast. But this time was different. My colleague, Fred Schott, moderated a must-listen-to discussion on long Covid and its impact on people who work – from a “whole person” perspective. Fred’s guests were Kerri Wizner,…
This article originally appeared on the American Fidelity Blog. Understanding the differences between short- and long-term disability can be tough and knowing which coverage is right for you is not always easy. However, disability insurance is an essential part of a solid financial plan, so it’s important to understand your options. What is disability insurance? Disability…
By Fred Schott, Director of Operations, Council for Disability Awareness Editor’s Note: The CDA staff participated in a webinar hosted by the Smith Group on May 4th entitled: “Why Don’t More US Workers Have Access to Disability Insurance?” One of the key discussion points was the importance of placing short- and long-term disability insurance within the…
By Kevin Dolan Editor’s Note: It’s happened. You’re too injured or sick to work for the foreseeable future and you need to use your disability insurance. What do you do? Recognize that periods of disability are financially challenging situations More than one in four 20-year-olds becomes disabled before reaching retirement age.1 Sixty-one (61) percent of surveyed wage earners…
By Kristina Smith Editor’s Note: You insure your most valuable assets like your home, your car, and your life. Most people would agree that they’re worth protection; however, disability income (DI) insurance is something people tend to be less certain about. They’re not sure if they really need it, or if it’s worth the cost. So, the…